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In his documentary about grief, George Shelley uses an analogy of glitter. Throw glitter into the air, and it’ll fall into the cracks and crevices of the floor, impossible to fully sweep up and remove. Anyone who has lost a loved one can relate. Yet in some instances, grief may be so overwhelming that it could result in a serious and aptly-named condition: broken heart syndrome.

Broken heart syndrome is a real and serious physical condition that stems from the grueling stress experienced in some kinds of grief (such as one spouse losing the other after decades of marriage). The medical term is takotsubo cardiomyopathy, a temporary enlargement of the heart that prevents it from pumping blood effectively. 

Furthermore, broken heart syndrome is more common than people may know. A number of high-visibility examples include Johnny Cash, who passed on just four months following the loss of his wife and George H.W. Bush, who became ill following the death of his wife of 73 years. 

There has been research on the impact of grief on a person’s physical health for years. In 1995, for instance, the term “widowhood effect” was coined to explain the 30% increase in mortality rate faced by those who lost a longtime partner. Other scientists determined a connection between the immune system and grief. Some surviving spouses simply lose the will to live. 

Help prevent this condition and ease the pain of grief for someone you love with these tips.

A trained caregiving companion from Help at Home Senior Care can also be a great way to help a senior who is grieving. We offer socialization and plenty of opportunities for reminiscing and conversations, along with engaging activities, transportation wherever an older adult would like to go, and so much more. Reach out to us online or at (530) 885-7444 for a complimentary in-home consultation to find out more about our Auburn, CA senior care and care throughout the surrounding areas.

Discussing elderly financial issues can be considered taboo. This can be a big challenge even for the closest of families. With the addition of aging care issues, this kind of conversation can be more complex, and maybe even combative. When an individual is facing financial difficulties, it can often be embarrassing and lead the older adult to hide money-related problems from their friends and family. Cognitive impairments and elder fraud are often the sources of financial issues, and these may be hard to pick up on until money becomes a real problem.

Ensuring that a senior loved one is not being taken advantage of by strangers, friends, or even family members is essential. Here are several suggestions:

Home Care Services Can Help

Elderly financial issues and fraud can be serious problems. Having a trustworthy caregiver around can help older adults make informed financial choices and remain safe from scams and fraud. If you're worried about a senior loved one’s financial health, the senior care professionals at Help at Home Senior Care provide dedicated home care assistance in Lincoln, CA and the surrounding areas.

An in-home caregiver can:

While discussing a senior’s financial issues can be challenging, it’s better to make certain their finances are in order now rather than uncover a disaster later. If you'd like help talking to a senior loved one about financial issues or would like to know more about other warning signs that help at home may be needed, connect with Help at Home Senior Care. Our in-home caregivers are thoroughly vetted, thoughtfully chosen, and overseen by supervisors to ensure an aging loved one receives the best quality care. We offer professional home care assistance in Lincoln and the surrounding areas, and we can help get those important conversations going. For more information on our services, contact us at (530) 885-7444. To learn about all of the communities where we provide care, please visit our Service Area page.

There are a number of aspects associated with choosing senior care services for an older adult you love. In our ongoing commitment to help families knowledgeably sort through their options for in-home care, we recommend the following:

With a professional home care agency, you will never need to worry about determining what services will be best for the senior's particular challenges. Prior to beginning of care, the agency will visit the senior in the home and ask a variety of questions. This information will be used to develop a customized plan of care designed to meet the individual needs of the person who needs care. The agency may also work with the older adult’s doctors or others on the care team in order to coordinate other care services that may be needed.

Who Will Manage the Care?
A professional home care agency has a supervisor who can oversee regular check-ins and modify the care plan as needs change. Many families also choose to partner with a geriatric care manager who will not only help to coordinate care, but also serve the client’s advocate.

We hope that this information will prove to be helpful in the process of selecting senior care services for someone you love. Engaging the services of a caregiver through a dependable home care agency, such as Help at Home Senior Care, is always the safest choice. We’d love the opportunity to learn more about a senior you love and to help him or her live an active, engaged, and independent life with the companionship of one of our friendly caregivers. Reach out to us at (530) 885-7444 for more information on how our professional home and memory care in Auburn and surrounding areas can make each day the very best it can be for an older adult you love.

Millions of Americans struggle with the decision of whether their senior parents are able to afford long-term care. Monetary issues can be a sensitive subject matter, and when it is time to begin giving thought to long-term care needs, holding an open and honest dialogue about how to financially prepare for long-term care services is essential.

To that end, our home care team has put together the following questions to help you get started:

Preparing ahead for long-term care is vital, and best accomplished while your parents are independent and thriving. Gaining an understanding of their finances now will help you be better prepared for their care in the future.

At Help at Home Senior Care, we understand that conversations about elder care and finances can be difficult, and we’re always available to help. Contact our home care experts at (530) 885-7444 to learn more about our home care in Grass Valley, CA and other nearby communities.

Long-term care insurance can provide great peace of mind, but utilizing those benefits can turn out to be a complex undertaking for older adults and their family members. To help steer families through this process, here is an informative overview from the experts at Help at Home Senior Care.

Exactly what services are covered?

Ahead of submitting a claim, it is important to thoroughly read the long-term care insurance policy so that you can gain an understanding of the types of services the policy covers. If you do not have a copy of the policy, contact the provider to request one.

Even though all policies vary in what they cover, long-term care insurance normally covers non-medical services at home, provided assistance is necessary with a minimum of two or more activities of daily living, or the policyholder has been diagnosed with some type of cognitive difficulty, such as Alzheimer’s. Examples of the kind of care that long-term care policies may cover are:

If you or a senior loved one is in need of help understanding the specifics of the policy, an insurance agent, elder care attorney or financial planner may be helpful.

Will all of the costs for care be covered?

While specific plans vary, each plan outlines the allowable monthly coverage, which is identified as the “present daily allowance,” and often includes a lifetime maximum ceiling. Policies also generally identify a particular duration of time for which the benefits are accessible, such as five years, or if the coverage is in effect for the remainder of the policyholder’s lifetime.

It’s also essential to review the long-term care plan’s elimination period. The elimination period is the time during which the cost of care needs to be paid out-of-pocket initially, until a specific amount of time has gone by. Though some plans specify a zero-day elimination, which means cost of care and coverage begin immediately, other policies can require as much as 120 days of care first.

Pick your care provider very carefully.

If you plan on filing a claim for long-term care insurance, it’s vital to work with a home care company with experience in billing long-term care insurance providers; otherwise, there is the potential that the claim might not be completely reimbursed. Help at Home Senior Care has experience with helping families access their long-term care insurance benefits and can provide the documentation required to help clients file claims correctly.

How can claims be filed?

In order to file a long-term care insurance claim, the following documents are normally necessary:

After the claim has been completed and submitted, a phone interview is scheduled with the insurance company’s claims department, and after that the claim is either accepted or declined.

If you are seeking to receive home care services through a long-term care policy, reach out to Help at Home Senior Care. You can feel confident in knowing that we have years of experience in not just supplying expert care in the comfort of home, but also in aiding families with long-term care insurance claims and receiving the most out of their plan. To learn more about our respite care in Lincoln, CA and other nearby areas, call our team at (530) 885-7444.

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